I am good payment person.
They want to offer me a 0% interest on my credit card.
So they come forward and mention how good I am at payments.
That I pay regularly. Which I do. Sure.
Note this: They say they have all of your payment and credit history.
Now they ask how much do I owe on my credit cards. I mentioned that if they have my history and information they should know how much I new. He replies that this is a qualifying question. OK, I gave him a number. What card do I owe the most on? Again this is a qualifying question. He then asks, how much do I owe on this card. Again this is a qualifying question.
I comment on how many qualifying questions does he need to ask. I mean, he did tell me, he would let me know the exact amount i owed on everything when we were done.